By Elizabeth Newberry
Admit it. There has been a time when you’ve purchased a car and insured it
with the car insurance office nearest the dealership. Or the same car insurance company your dad uses. Or the same one your significant other uses. Or the one whose advertisement you heard on the radio as you were pulling into the dealership. The point is, you purchased car insurance without giving it much thought. You just wanted to insure your new car and drive it off the lot.
These kinds of hasty decisions can result in paying much more than necessary for
car insurance. That’s bad news for those of us on a budget. If you are looking
for budget car insurance, as many of us are, there are a few things you should
consider before purchasing just any old car insurance policy.
1. Take a defensive driving course. Many states require these kinds of
courses, and many car insurance companies will offer lower car insurance rates
to drivers who take them regardless of whether or not they are required.
2. Use what you learn from the driving course. Follow the rules of the
road, and keep your driving record clean! Accidents and traffic citations will
raise your car insurance rates.
3. Safeguard your car and yourself. Install an alarm system, and make
sure you are driving with antilock brakes and air bags.
4. Raise your deductible. Most car insurance companies will lower your
rates if you raise your insurance deductible.
5. Utilize your policy. If you own more than one car, cover all of them
under the same car insurance policy.
6. Review your policy. Your car insurance needs may change as time
passes. For example, you may get around to taking that driving course or adding
additional safety features to your car. Contact your car insurance agent and
schedule an appointment to make changes to your policy and lower your car
insurance rates!
Visit our website to get a high risk home owners insurance policy today, to get manufactured home insurance, or to find student health insurance.
Subscribe to:
Post Comments (Atom)
1 comment:
Yes earlier people prefer to opt for those policy that is either suggested by their friends or family members or from nearest dealer without consulting or giving much time to understand the policy options. Yes this is not a good approach as it may result in paying much more than needed.
commercial insurance quotes
Post a Comment